Just started working and need some advice with my 401k?

you have the biggest Advantage of 401k plans, your age, at 25 you have 40 years horizon for your money to growth if I were you I go 100% stocks why you need the safest place? you have to many options witch is good,quite honestly I did not yze any of them because they are way to many You don't need them all either 10 to 12 will suffice, 40 to 50% Large cap growth and value as a core of your portfolio then 20% international, 15% mid cap 15% small cap for the next 20 years By then you can think about Bonds IF your Company offers stock don't you ever keep more than 5% of your portfolio take no load funds A'm sure Fidelity has them. make sure to take advantage of the matching contributions that means you have to contribute 4% or more because is not automatic. good luck